This year at FinovateFall 2025, our Sustainability & Inclusion Scholarship program will bring five female-led fintechs to the Finovate stage. Designed to help expand the Finovate demo line-up to feature more voices, more perspectives, and more cutting-edge innovation within fintech, our Sustainability & Inclusion Scholarship program helps shine a light on the next generation of fintech founders and startups.
Below are five companies, all female-founded and/or owned, that earned Sustainability & Inclusion Scholarships for this year’s autumn conference in the “Female Owned/Founded” category. Be sure to check them out live on stage next month at FinovateFall in New York, September 8 through 10.
Gentreo
Headquartered in Quincy, Massachusetts, and founded in 2018, Gentreo meets customers where they are and helps them get to where they want to be to create non-balance sheet recurring revenue. The company offers comprehensive life and estate planning to help families plan for life’s inflection points with accessible, affordable digital life and estate planning solutions. Renee Fry is Founder and CEO. LinkedIn.
Kaaj AI
Founded in 2024 and headquartered in San Francisco, California, Kaaj AI empowers banks and credit unions to deeply understand small business needs, serve them faster, grow their loan portfolio, and manage risk more effectively. The company provides an AI-powered platform to help lenders and brokers close more small business loans. Shivi Sharma is Co-Founder and President. LinkedIn.
Krida
Based in New York and founded in 2024, Krida reduces cycle times, manual tasks, and borrower drop-off, thereby giving banks a faster path to funded loans, higher throughput, and stronger community relationships. Krida automates application data intake, insights, and document generation to enable bankers to focus on building their businesses. Shivangi Khannais is Co-Founder.
MoneyPlanned
Launched in 2021, MoneyPlanned is headquartered in Bengaluru, India. The company empowers institutions to offer intelligent, automated financial planning—boosting advisor efficiency, reducing cost-to-serve, and delivering personalized client experiences at scale. MoneyPlanned’s end-to-end system uses automation, behavioral modeling, and machine learning to provide personalized financial planning in real time. Nikhila Putcha is Co-Founder. LinkedIn.
Warrant
Headquartered in Durham, North Carolina, and founded in 2024, Warrant accelerates compliant marketing, reducing review cycles from days to minutes. The company helps financial institutions see 3x gains in marketing revenue opportunities and reduce churn with faster customer communications. Austin Carroll is Founder and CEO. LinkedIn.
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