- Stable has launched StablePay, enabling users to send and receive USDT globally in seconds with no transaction fees.
- The app hides blockchain complexity by allowing payments through phone numbers, email addresses, or QR codes while supporting fiat and stablecoin transfers.
- StablePay also offers yield on idle USDT and plans to expand its on- and off-ramp capabilities, payment integrations, and referral features.
Stablecoin blockchain Stable launched StablePay to allow global users to send and receive USDT instantly and for free. The tool is built on StableChain, Stable’s settlement infrastructure, to remove technical complexities of operating in crypto.
StablePay is marketed both as a direct-to-consumers product and to and payment providers. The company aims to bring the benefits of stablecoin infrastructure within a TradFi-like experience that allows users to transition between stablecoins and fiat without the difficulties of managing wallets, gas fees, or blockchain accounts. While StablePay brings the simplicity of TradFi payments, it does not have the multiple intermediaries that TradFi has or take days to settle. StablePay settles borderless USDT payments in seconds with no fees or delays.
“Money should move as fast as the internet does,” said Stable CEO Brian Mehler. “The world’s largest financial institutions are already shifting to stablecoin-native settlement; that is the direction where payments infrastructure is heading. StablePay puts the benefits of stablecoins into a product anyone can use, no crypto knowledge required: speed, global reach, and near-zero cost.”
Founded in 2025, Stable is a Layer 1 blockchain that uses USDT as its native gas token, eliminating the need for users to hold a separate, potentially volatile cryptocurrency to pay transaction fees. The company is already powering live payment flows across multiple regions, with early use cases spanning peer-to-peer transfers, cross-border remittances, and international payroll.
Like other consumer payment apps, StablePay lets users send money using a phone number, email address, or QR code, hiding the complexity of blockchain addresses from end users. Beyond payments, the app also includes an Earn feature that enables users to generate yield on idle USDT, similar to how consumers earn interest on cash held in a high-yield savings account.
Looking ahead, Stable plans to add broader on- and off-ramp support, new payment integrations, and referral-driven growth features in the coming months.
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