- Business identity and risk intelligence firm Baselayer has partnered with agentic payments infrastructure company Nevermined.
- The partnership will bring identity verification to agentic payments, enabling agents to obtain the authority they need to make transactions on behalf of users.
- Baselayer was founded in 2023 and made its Finovate debut at FinovateSpring 2026 in San Diego.
A new partnership between Baselayer and Nevermined is helping give AI agents the authority they need to act on behalf of human users.
In order for AI agents to transition from conducting research and making recommendations to taking action, they need three things: access to data, permission to access the solutions and services required to complete the task, and the ability to prove to the businesses they interact with that they are legitimate actors.
Business identity and risk intelligence innovator Baselayer has teamed up with agentic payments infrastructure company Nevermined, combining agentic payments and identity verification to enable agents to obtain the bounded authority they need to operate and the verified business context necessary for confident transactions.
“Agentic commerce requires more than giving an agent the ability to pay,” Nicole Dunn, Baselayer GM, Agentic Economy, said. “Agents need bounded authority to transact, and the ecosystem needs confidence in who is on either side of the transaction. Nevermined is building the delegation and payments layer while Baselayer establishes identity and trust. Together, we’re moving toward commerce where agents can act autonomously without sacrificing accountability.”
Typically, AI agent builders face a dilemma. They can create a process in which every tool call and purchase by an AI agent must be approved, which blunts agent autonomy and limits the efficiency gains made possible by agentic AI. The other option is to give AI agents access to all the credentials they could possibly need, potentially creating an unnecessarily broad scope of access and opening the door to out-of-control spending.
In contrast, Nevermined uses a budget and spending-boundary approach, in which users set spending and transaction duration limits in advance. The AI agent can then purchase access to Baselayer APIs as needed. This avoids both unrestricted access and the requirement that a human manually top up the account. Because the underlying payment instrument is a card, the transaction remains within familiar enterprise payment and reporting infrastructure. Baselayer will bring Nevermined’s card delegation experience into its Trusted Registry, linking agent identity with the authority to conduct transactions. Nevermined will leverage Baselayer to verify sellers in its marketplace to ensure that agents and their operators know who they are transacting with.
By delegating authority to AI agents in much the same way businesses delegate authority to human employees, the Baselayer/Nevermined partnership provides a better operating model for autonomous work and opens up new workflows for other operations. These could include onboarding and compliance agents, procurement and research agents, fraud and underwriting agents, and commerce agents.
“The most capable agents won’t just use the tools they were given, they’ll discover and purchase the capabilities they need to get a job done,” Nevermined Chief Revenue Officer Josh Wadinski said. “Nevermined gives agent builders a way to enable that autonomy with clear spending boundaries. By partnering with Baselayer, we’re pairing that delegated authority with trusted identity, so agents can transact more autonomously without giving up the controls enterprises require.”
Founded in 2022 by Don Gossen and Aitor Argomaniz and headquartered in Zug, Switzerland, Nevermined offers a commerce platform that enables AI agents to conduct transactions autonomously. Nevermined allows users to enroll a card and set a mandate, after which the agent can begin spending with any agent-enabled merchant. For their part, merchants connect their PSP and set their pricing. Agents then pay as prescribed, with payments settled before the service is delivered through the merchant’s existing rails.
This announcement represents the first phase of the partnership between the two companies. Baselayer and Nevermined plan to integrate identity more closely with agentic payments by verifying the sellers that AI agents can transact with, connecting spending authority with registered agents, and eventually establishing the identity of the people or businesses behind the agents.
Baselayer is a business identity network and fraud intelligence platform that provides KYB verification, fraud prevention, risk intelligence, and ongoing portfolio monitoring. The company’s flagship KYB solution is used by more than 2,200 financial institutions to instantly verify business identity. The technology matches applicant input data against authoritative Secretary of State (SoS) filings in all 50 states in the US, validates taxpayer identification numbers (TINs) with the IRS in real time, screens against Office of Foreign Assets Control (OFAC) and other sanctions lists, and provides risk assessments with confidence scores. The company made its Finovate debut at FinovateSpring 2026, demonstrating its Portfolio Monitoring solution.
Photo by Trev W. Adams
