FinovateSpring is simply over a month away, on Might 23 by way of Might 25, and we’re already excited to look at the stage fill with contemporary fintech demos and discussions concerning the hottest trade matters.
Simply as fintech is a always altering trade, so are the conversations, recommendation, and related themes. So once we hit the networking flooring subsequent month in San Francisco, listed below are the highest 10 matters we are able to’t wait to speak about with everybody:
- Metaverse
In relation to the metaverse and Internet 3, it looks as if you’re both in otherwise you’re out. Whereas a handful of banks have already jumped in with two toes by buying actual property within the metaverse, others are dismissing it as a passing fad. - ESG
ESG discussions are taking place across the globe, and formal ESG reporting methods are on the verge of turning into extra than simply good to have. With proposed regulation within the U.S. and past, now’s the time to start listening to this house. - Generative AI
The subject of generative AI transcends Open AI’s ChatGPT. Whereas organizations are leveraging the expertise to avoid wasting prices, it nonetheless bears danger if used improperly. When you’re not a first-mover on this house, nevertheless, you actually don’t need to be the final. - Partnerships
No matter whether or not you name them bank-fintech partnerships or fintech-bank partnerships, these tie-ups matter, and they’re trickier than they appear. In lots of instances, preserving good companions might be simply as troublesome as discovering good companions within the first place. - Digital acceleration
We could also be three years previous the golden age of digitization, however we’re not going again. Whether or not you’re a financial institution or a fintech, in case you haven’t digitized your choices and back-end processes, you might be left behind. - Financial outlook
Final yr we had been nervous a few pending recession. This yr, we’re sweating concerning the impression of financial institution failures. Does anybody know what we’re in for subsequent? - Decentralized finance
The idea of decentralized finance (DeFi) was tarnished final yr after the FTX scandal came about, and U.S. regulators have been on excessive alert ever since. There’s extra to DeFi than cryptocurrency, nevertheless, and far of the trade has but to embrace– and even discover– the probabilities. - VC investing and fintech valuations
Enterprise capitalists are being far more cautious with their {dollars} nowadays, and lots of are focusing their investments on early-stage corporations. However how can mid-to-late stage startups get much-needed liquidity? Many have suggested specializing in unit economics, saying that corporations ought to deal with buyer lifetime worth and buyer acquisition price. - Embedded finance
Non-fintech and banking corporations comparable to retailers and repair suppliers need to make it as simple as attainable to make a sale, and embedded finance stands out as the reply. Fintechs can’t solely assist take away the friction from the checkout move, they will take away the “checkout” all collectively by transferring the processes into the background. - Buyer expertise
We’ve been speaking about methods to win in the case of the client expertise for nearly a decade now, so the subject can appear a bit hackneyed. There’s a motive for that, nevertheless. Prospects have a broad vary of wants, and since their preferences are all the time altering, it may be troublesome for banks and fintechs to maintain up with their expectations.
Don’t need to miss out on any of those discussions? You’ll want to register earlier than April 21 to avoid wasting $300 in your ticket.
Photograph by Volodymyr Hryshchenko on Unsplash
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